Is drawdown right for you?

17th October 2017

The Government’s introduction of legislation to allow individuals the freedom to choose how and when they access their pension savings has proven to be a significant change to the pension world.

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Auto Enrolment - the importance of complying with your duties

13th October 2017

In September, The Pensions Regulator (TPR) announced the prosecution of a company in the North West of England and its director for deliberately avoiding their auto enrolment duties.

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How to seek peace of mind for your family’s future

12th October 2017

Owning a family business has lots of advantages, but it’s important to ensure that you make time to plan for the future.

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Pension freedoms under scrutiny

6th October 2017

The Financial Conduct Authority (FCA) is the regulator for over 50,000 financial services firms and UK financial markets. They closely monitor the marketplace to ensure there is adequate protection for consumers.

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Pension scams – cold calling ban confirmed

2nd October 2017

Late last year the Government launched a consultation to look at interventions which could be put in place to help protect people from being scammed out of their pension.

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An incentive to save?

26th September 2017

Many people may say that pensions are complicated, but in most cases the reality is that the arrangement itself is relatively simple and it’s the tax rules and regulations which surround pensions that are complex.

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Pre-paid funeral plans – provider protection

21st September 2017

Talking about one’s final wishes is a somewhat sombre subject, but an important one nonetheless, as having the knowledge of our loved one’s preferences together with access to their financial arrangements can help those left behind.

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Employer funded pensions – Defined contribution / money purchase schemes

18th September 2017

Earlier this year we wrote about defined benefit (DB) pension schemes, also known as final salary pensions which you can revisit here

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What have we learned since the last financial crisis?

14th September 2017

Oh how time flies! It’s now been ten years since the last financial crisis, which many considered was the worst since the Great Depression in the 1930s.

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Is it time for a review of your protection arrangements?

12th September 2017

Many people’s primary association with protection is when they arrange a mortgage and they take out insurance cover to provide a lump sum in the event of early death to repay the outstanding loan.

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